Auto Insurance Claim

What To Do in a Traffic Accident

1.   Do not panic.

2.   Check if anyone is injured and requiring medical attention.

3.   If there is personal injury, call 117 for emergency medical or

      police assistance. Do not remove the vehicle unless extremely

      necessary to rescue or extricate injured parties.

4.   If you have camera or a cellular phone with camera, take

      pictures showing the position of the vehicles, the damages

      sustained and the plate numbers.

5.   Move vehicles to the roadsides if no one is injured so as not to

      obstruct traffic flow. You can recreate the vehicle’s position in

      the accident later with a sketch to be signed by both drivers.

6.   Exchange information and particulars with the other parties

      involved:

         · Vehicle registration certificate

         · Drivers license

         · Year model/type/color of vehicle

         · Contact number of the other party

         · Insurance Company of the other party

         · Extent of damage of the adverse party

7.   Do not admit liability or argue who is at fault

8.   Never leave your damaged vehicle unattended.

9.   Call our office immediately for a possible roadside assistance at

      Tel. Nos. 636-0883/633-9604 or any of our accredited repair

      shops nearest you. Never forget to get checklist of your vehicle

      from the repair shop where you would bring your car.

Documentary Requirements in Filing A Claim

For Own Damage Claim

1.   Photocopy of the Insurance Policy and Official Receipt;

2.   Photocopy of Driver’s License and Official Receipt of the person

      driving the vehicle at the time of the accident;

3.   Photocopy of Registration Certificate and Official Receipt of the

      insured vehicle;

4.   Police Report or Affidavit of the accident;

5.   Pictures showing the damage portions and the plate number;

6.   Stencils of motor and chassis numbers. We offer pick-up deliver

      of your damaged vehicle thru our accredited repair shops.

For Theft Claim

1.   Original Registration Certificate and O. R. of the scheduled

      vehicle;

2.   Original key and duplicate keys, if any;

3.   Police Report;

4.   Alarm Sheet;

5.   Complaint Sheet;

6.   Certification from TMG Camp Crame that the scheduled vehicle is

      not yet recovered;

7.   Statement of driver taken at the police station;

8.   Photocopy of Driver’s License and Official Receipt of the person

      driving the vehicle at the time of the accident;

9.   If the scheduled vehicle is mortgage, Statement of balance due to

      the mortgagee; or cancellation or release of chattel mortgage; or

      formal authorization from the mortgagee to release claim proceeds

      to the Insured.